Shared Ownership

What is Shared Ownership?

Shared Ownership* is a affordable way to get onto the housing ladder for first time buyers and those who don’t own a home.

Kier Living is working in partnership with a couple of agents to offer shared ownership on selected properties across the country.

Shared ownership mortgages

If you don’t have the cash available, you’ll also need to apply for a shared ownership mortgage to cover the amount you intend to borrow.

Not all lenders offer these mortgages though so you may need to shop around. Also the deposit rates required can vary – however as a rule of thumb you’ll typically need a 5% deposit for these mortgages.

Who is eligible for shared ownership?

The eligibility criteria for shared ownership can vary depending on the provider and property, but here are some of the more common examples:

  • Your combined yearly income must be below £80,000 to be eligible for the Shared Ownership scheme.
  • You do not currently own a home.
  • You must be at least 18 years of age.
  • You must have proof you’re not in mortgage or rental arrears.
  • You have a good credit history.
  • You’re not able to purchase a home suitable for your needs on the open market.

Shared ownership providers?

If you’re interested in purchasing one of our quality new build properties at one of our developments, then you’ll be pleased to know we also have our own shared ownership schemes for you to consider.

We have partnerships with two providers, Sage Housing and Heylo with whom we have shared ownership schemes available. With the latter, the part-buy-part-rent option is called Home Reach and you can click on the two providers below to find out more.

Heylo

Sage Housing

These scheme is currently available on a number of our developments - see below.

Manor Kingsway Derby,Derbyshire, DE22 3NH

Help to Buy is changing Keyworker Discount Are you a first-time buyer looking to buy a home? Home Reach with Heylo Shared Ownership
ALL PLOTS
RESERVED
development image
  • 2 and 3 bedroom homes
  • Prices from £78,000 to £275,000

OFFER - Plot 268 – £8,000 deposit contribution. Offer ends 31st March. Call to find out more! 

NEW - ONLY 5% deposit needed with the Government Mortgage Guarantee Scheme. Click here to find out more.

Stamp duty holiday extended! This year, move into a new home that gives you the space you need to grow. We have a range of stunning homes built to suit your lifestyle with schemes available to help you on your way, but hurry as these end soon. Don’t wait and miss out, find out how we can help you today. Click here for more details.

We are open and safely ready for business. We’ve taken great care to ensure your safety whilst visiting us - you can view our safety pledge here.

Manor Kingsway is an exceptional development featuring 2, 3 & 4 bedroom homes which have won the coveted What House award along with the Green Apple award. It's easy to see why as the development has been superbly landscaped with a mix of beautiful boulevards, avenues and public open spaces.

There is also a distinct variety of homes that create interesting vistas and street scenes. 

Are you buying a home for the first time? Read our guide looking at Mortgages for First Time Buyers.

The Paddocks Newcastle-under-Lyme,Staffordshire, ST5 9BD

Help to Buy is changing Smooth Move Stamp Duty Holiday Extended Keyworker Discount Move for free this winter! Are you a first-time buyer looking to buy a home? Sage Housing Shared Ownership
ALL PLOTS
RESERVED
development image
  • 2, 3 and 4 bedroom homes
  • Prices from £37,500 to £273,500

OFFER: Plot 56 - £10,000 deposit contribution. Offer ends 31st March. Call to find out more!

NEW - ONLY 5% deposit needed with the Government Mortgage Guarantee Scheme. Click here to find out more.

Stamp duty holiday extended! This year, move into a new home that gives you the space you need to grow. We have a range of stunning homes built to suit your lifestyle with schemes available to help you on your way, but hurry as these end soon. Don’t wait and miss out, find out how we can help you today. Click here for more details.


The Paddocks is a superb collection of 2, 3 and 4-bedroom homes that showcase distinctive exteriors and thoughtfully designed interiors. Plus, The Paddocks also blends in sympathetically with its existing surroundings, so the development has a genuine sense of place.

These thoroughly modern and stylish new homes in Newcastle-under-Lyme are built to the highest possible standard. So, whether you’re a first-time buyer looking to get on the property ladder, a growing family or someone looking to downsize, you’re sure to find a property you love at The Paddocks.

We are open and safely ready for business. We’ve taken great care to ensure your safety whilst visiting us - you can view our safety pledge here.

Kier@Simpson Park Harworth,South Yorkshire, DN11 8JT

Help to Buy is changing Stamp Duty Holiday Extended Keyworker Discount Move for free this winter! Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo
ALL PLOTS
RESERVED
development image
  • 3 and 4 bedroom homes
  • Prices from £88,998 to £249,995

OFFER - Plot 75 - £8,899 deposit contribution. Offer ends 28th March. T&C's apply. Call to find out more!

NEW - ONLY 5% deposit needed with the Government Mortgage Guarantee Scheme. Click here to find out more.

Stamp duty holiday extended! This year, move into a new home that gives you the space you need to grow. We have a range of stunning homes built to suit your lifestyle with schemes available to help you on your way, but hurry as these end soon. Don’t wait and miss out, find out how we can help you today. Click here for more details.

We are open and safely ready for business. We’ve taken great care to ensure your safety whilst visiting us - you can view our safety pledge here.

Kier@Simpson Park in Harworth is a new build development of 3 and 4 bedroom homes. Situated just off Scrooby Road.

The ceilings and walls will be decorated with a smart white emulsion and all woodwork will be finished in a delightful white satinwood upon completion, giving you a blank canvas to add your own personal touches. However, additional options are available on tiling and white goods should you already have any specifics in mind.

If you’re looking for a move to Harworth, then look no further than Kier@Simpson Park.

Taylor's Green Darwen,Lancashire, BB3 3LD

Part Exchange Stamp Duty Holiday Extended Keyworker Discount Move for free this winter! Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo
ALL PLOTS
RESERVED
development image
  • 4 bedroom homes
  • Prices from £129,998 to £299,995

OFFER: Plot 32  - Get a stress free move using our Part Exchange scheme. Offer ends 28/3. Call to find out more!

NEW - ONLY 5% deposit needed with the Government Mortgage Guarantee Scheme. Click here to find out more.

Stamp duty holiday extended! This year, move into a new home that gives you the space you need to grow. We have a range of stunning homes built to suit your lifestyle with schemes available to help you on your way, but hurry as these end soon. Don’t wait and miss out, find out how we can help you today. Click here for more details.

Welcome to Taylor's Green, our stunning development of new build homes in Darwen. Situated in a delightful market town just south of Blackburn, the town offers the perfect setting to start your journey.

We’ve taken great care to ensure your safety whilst visiting us - you can view our safety pledge here.

The Pastures Leyland,Lancashire, PR26 6PJ

Stamp Duty Holiday Extended Keyworker Discount Move for free this winter! Are you a first-time buyer looking to buy a home? Home Reach with Heylo Shared Ownership
ALL PLOTS
RESERVED
development image
  • 2, 3 and 4 bedroom homes
  • Prices from £77,498 to £254,995

OFFER - Plot 171 -12 months mortgage paid plus carpets. Offer ends 31st March. Call to find out more!

NEW - ONLY 5% deposit needed with the Government Mortgage Guarantee Scheme. Click here to find out more.

Stamp duty holiday extended! This year, move into a new home that gives you the space you need to grow. We have a range of stunning homes built to suit your lifestyle with schemes available to help you on your way, but hurry as these end soon. Don’t wait and miss out, find out how we can help you today. Click here for more details.


This stunning collection of 2, 3 & 4 bedroom homes can be found in the pleasant village of Farington Moss on the southern outskirts of Preston. It’s a great place to live, work and enjoy life.
Our marketing suite and show home will be opening in the new year. Register your interest today.

Alston Grange Longridge,Lancashire, PR3 3BD

Help to Buy is changing Part Exchange Stamp Duty Holiday Extended Keyworker Discount Move for free this winter! Move for free this winter! Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo
ALL PLOTS
RESERVED
development image
  • 3, 4 and 5 bedroom homes
  • Prices from £119,998 to £349,995

OFFER: PLOT 21 - 12 months mortgage PAID plus carpets and a upgraded kitchen. Offer ends 28th March so call now so you don't miss out!

NEW - ONLY 5% deposit needed with the Government Mortgage Guarantee Scheme. Click here to find out more.

Stamp duty holiday extended! This year, move into a new home that gives you the space you need to grow. We have a range of stunning homes built to suit your lifestyle with schemes available to help you on your way, but hurry as these end soon. Don’t wait and miss out, find out how we can help you today. Click here for more details.

Welcome to Alston Grange, our beautiful development of new build homes in Longridge. Situated amongst the rolling fields of the Ribble Valley, these new properties blend with their surroundings beautifully, providing you with peace and tranquillity. 

Whether you're a first time buyer or a next time buyer, Alston Grange contains a great range of new builds in Longridge, offering something for everybody! Whether you’re a couple or a growing family, you’ll find a property to suit you. 

In addition, if you’re interested in our property for sale in Longridge, then be sure to read up on our Sale and Leaseback scheme.

We are open and safely ready for business. We’ve taken great care to ensure your safety whilst visiting us - you can view our safety pledge here.

Are you a first time buyer? Read our First Time Buyers Guide here.

Sycamore Park Driffield,East Riding of Yorkshire, YO25 5YY

Part Exchange Stamp Duty Holiday Extended Sale and Leaseback Keyworker Discount Move for free this winter! Are you a first-time buyer looking to buy a home? Shared Ownership Home Reach with Heylo
ALL PLOTS
RESERVED
development image
  • 3 and 4 bedroom homes
  • Prices from £92,498 to £309,995

OFFER - Plot 38 - £10,000 deposit contribution plus £1,000 legal fees contribution & flooring included throughout. Offer ends 28th March. T&C's apply. Call to find out more.

NEW - ONLY 5% deposit needed with the Government Mortgage Guarantee Scheme. Click here to find out more.

Stamp duty holiday extended! This year, move into a new home that gives you the space you need to grow. We have a range of stunning homes built to suit your lifestyle with schemes available to help you on your way, but hurry as these end soon. Don’t wait and miss out, find out how we can help you today. Click here for more details.


Welcome to Sycamore Park, a range of stunning 3, 4 and 5 bedroom new build properties located in the pleasant and quaint East Yorkshire market town.

Our new homes in Driffield come in a variety of property styles, meaning there’s sure to be an option that suits your buying preferences and circumstances.

We’ve taken great care to ensure your safety whilst visiting us - you can view our safety pledge here.

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